Skip to main content

Merchant category codes

Every merchant that is onboarded to the uP Platform via the uP POM is categorised using a merchant Category code (MCC). clients can suggest an MCC designation for each of their merchants using the optional “suggestedMCC” field on the Account entity. The NomuPay risk and underwriting team will review all suggested MCCs, however they will ultimately decide and assign an MCC designation based on their review and alignment to card network requirements.

The table below contains a listing of MCCs that NomuPay supports.

MCCBusiness Description
0742Veterinary services
0763Agricultural co-operative
0780Landscaping and horticultural
1520General contractors
1711Heating, plumbing
1731Electrical contractors
1740Masonry, stonework, contractors
1750Carpentry contractors
1761Roofing and siding contractors
1771Contractors – concrete work
1799Special trade contractors
2741Miscellaneous publishing and printing
2791Typesetting, plate making, and related services
2842Specialty cleaning, polishing, sanitation
4011Railroads – freight
4111Commuter passenger transportation
4112Passenger railways
4119Ambulance services
4131Bus lines, including charter
4214Motor freight carriers
4215Courier services
4225Public warehousing
4411Steamship/cruise lines
4457Boat rentals and leases
4468Marinas, marine service
4582Airports, flying fields, terminals
4722Travel agencies and tour operators
4723Package tour operators – "Germany"
4784Toll and bridge fees
4789Transportation services, not elsewhere
4812Telecomm equipment and telephone sales
4813Telecomm using key entry
4814Telecomm services incl long distance
4816Computer network/inform. System
4821Telegraph services
4829Wire transfer – money orders
4899Cable television services
4900Utilities – electric, gas, water
5013Motor vehicle supplies and new parts
5021Commercial furniture
5039Construction materials not elsewhere classified
5044Office, photographic, photocopy, microfilm equipment
5045Computers, peripheral equipment, software
5046Commercial equipment not elsewhere classified
5047Lab/med/dental/ophthalmic hospital equipment and supplies
5051Metal service centers and offices
5065Electrical parts and equipment
5072Hardware equipment and supplies
5074Plumbing and heating equipment
5085Industrial supplies not elsewhere classified
5094Precious stones, metals, watches, jewelry
5099Durable goods not elsewhere classified
5111Stationery, office supplies, printing, writing paper
5122Drugs, drug proprieties, druggist sundries
5131Piece goods, notions, and other dry goods
5137Men’s, women’s, children's uniforms
5139Commercial footwear
5169Chemicals and allied products not elsewhere classified
5172Petroleum and petroleum products
5192Books, periodicals, and newspapers
5193Florist supplies, nursery stock, flowers
5198Paint, varnishes, supplies
5199Nondurable goods not elsewhere classified
5200Home supply warehouse stores
5211Lumber and building materials
5231Glass, paint, and wallpaper stores
5251Hardware stores
5261Lawn and garden supply stores
5271Mobile home dealers
5300Wholesale club
5309Duty free stores
5310Discount stores
5311Department stores
5331Variety stores
5399Miscellaneous general merchandise
5411Grocery stores, supermarkets
5422Freezer and locker meat provisioners
5441Candy, nut and confectionery stores
5451Dairy products stores
5499Miscellaneous food stores – specialty
5511Automobile and truck dealers – new
5521Automobile and truck dealers – used
5531Auto and home supply outlets
5532Automotive tire stores
5533Automotive parts, accessories stores
5541Service stations
5542Automated gasoline dispensers
5551Boat dealers
5561Recreational and utility trailers
5571Motorcycle dealers
5592Motor homes dealers
5598Snowmobile dealers
5599Miscellaneous automotive dealers not classified elsewhere
5611Men's and boys' clothing
5621Women's ready-to-wear stores
5631Women's accessory and specialty shops
5641Children's and infants' wear
5651Family clothing stores
5655Sports apparel, riding apparel stores
5661Shoe stores
5681Furriers and fur shops
5691Men's and women's clothing stores
5697Tailors, seamstresses, mending
5698Wig and toupee stores
5699Miscellaneous apparel and accessory
5712Furniture, home furnishings
5713Floor covering stores
5714Drapery, window covering
5718Fireplace, fireplace screens
5719Miscellaneous home furnishing
5722Household appliance stores
5732Electronics stores
5733Music stores, musical instruments
5734Computer software shops
5735Record shops
5812Eating places, restaurants
5813Drinking places
5814Fast food restaurants
5815Digital goods—Audiovisual media including books, movies, and music (ebooks)
5816Digital goods—games
5817Digital goods—software applications (excluding games)
5818Digital goods—multi-category
5912Drug stores and pharmacies
5921Package stores – beer, wine and liquor
5931Used merchandise stores
5932Antique shops
5933Pawn shops
5935Wrecking and salvage yards
5937Antique reproductions
5940Bicycle shops – sales and service
5941Sporting goods stores
5942Book stores
5943Stationery stores
5944Jewelry stores
5945Hobby, toy and game shops
5946Camera and photographic supply
5947Gift, card, novelty
5948Luggage and leather goods
5949Sewing, needlework and fabric stores
5950Glassware/crystal stores
5960Direct marketing insurance services
5961Mail order houses including catalog order stores books/record clubs
5962Telemarketing travel-related
5963Door to door sales
5964Catalog merchants
5965Combination catalog and retail merch.
5966Outbound telemarketing merch.
5967Inbound teleservices merch.
5968Continuity/subscription merch.
5969Direct marketers – not elsewhere classified
5970Artist’s supply and craft shops
5971Art dealers and galleries
5972Stamp and coin stores
5973Religious goods stores
5975Hearing aids, sales, service
5976Orthopedic goods
5977Cosmetic stores
5978Typewriter store – sales, rentals, service
5983Fuel oil dealers
5993Cigar stores and stands
5994News dealers and newsstands
5995Pet shops, pet foods and supply stores
5996Swimming pools, sales and service
5997Electric razor stores
5998Tent and awning shops
5999Miscellaneous and specialty retail
6010Financial institutions – manual cash
6011Financial institutions – automated cash disbursements
6012Financial institutions – merchandise and service
6050Quasi cash merchant financial institution (mc only)
6051Quasi cash merchant
6211Security brokers/dealers
6300Insurance sales and underwriting
6513Real estate agents, brokers, managers - rentals
6534Money transfer-member financial institution (mc only)
6535Value purchase-member financial institution (mc only)
7011Hotels, motels, and resorts
7032Sporting and recreational camps
7033Trailer parks and camp sites
7210Laundry, cleaning, and garment services
7211Laundries-family and commercial
7216Dry cleaners
7217Carpet and upholstery cleaning
7221Photographic studios-portraits
7230Beauty shops, barber shops
7251Shoe repair shops, shoeshine parlors
7261Funeral service and crematories
7273Dating and escort services
7276Tax preparation service
7277Counseling service
7278Buying/shopping services, clubs
7296Clothing-rental, costumes
7297Massage parlors
7298Health and beauty spas
7299Miscellaneous personal services
7311Advertising services
7321Consumer credit reporting agencies
7333Commercial photography
7338Quick copy and reproduction services
7339Stenographic services
7342Disinfecting and exterminating services
7349Cleaning and maintenance
7361Employment agencies
7372Computer and data processing services
7375Information retrieval services
7379Computer maintenance, repair, services not classified elswhere
7392Management, consulting
7393Dectective agencies
7394Equipment rental and leasing services
7395Photofinishing laboratories
7399Business services, not elsewhere
7511Truckstop transactions (invalid)
7512Automobile rental agency
7513Truck and utility trailer rentals
7519Motor home and recreational vehicles
7523Automobile parking lots
7531Automotive top and body repair
7534Tire retreading and repair
7535Paint shops-automotive
7538Automotive repair shops-non-dealer
7542Car washes
7549Towing services
7622Electronics repair shops
7623Air conditioning and refrigeration repair
7629Electrical and small appliance repair
7631Watch, clock and jewelry repair
7641Reupholstery and furniture repair
7699Miscellaneous repair shops
7829Motion picture and video tape production and distribution
7832Motion picture theaters
7841DVD/video tape rental stores
7911Dance halls, studios
7922Theatrical producers
7929Bands, orchestras,
7932Billiard and pool establishments
7933Bowling alleys
7941Athletic fields, commercial sports, professional sports clubs, sports promoters
7991Tourist attractions and exhibits
7992Golf courses-public
7993Video amusement game supplies
7994Video game arcades
7995Betting, casino gaming
7996Amusement parks
7997Membership clubs
7998Aquariums, seaquariums
7999Amusement and recreation services
8011Doctors, physicians
8021Dentists, orthodontists
8042Optometrists, ophthalmologists
8043Opticians, optical goods and eyeglasses
8049Chiropodists, podiatrists
8050Nursing and personal care facilities
8071Medical and dental laboratories
8099Medical services and health practitioners
8111Legal services, attorneys
8211Elementary and secondary schools
8220Colleges, universities,
8241Correspondence schools
8244Business and secretarial schools
8249Vocational and trade schools
8299Schools and educational services
8351Child day care services
8398Charitable and social service organization
8641Civic, social, and fraternal association
8651Political organizations
8661Religious organizations
8675Automobile associations
8699Membership organizations
8734Testing lab (non-medical)
8911Architectural, engineering
8931Accountants, auditors
8999Professional services, not elsewhere classified
9211Court costs
9223Bail and bond payments
9311Tax payments
9399Government services, not elsewhere
9401Food stamps
9402Postal services
9405U.S. Federal Government Agencies or Departments
9751U.K. supermarkets, electronic hot file
9752U.K. petrol stations, electronic hot file