Transfer types and methods
The financial instrument(s) that your mass payments will be routed to are referred to as a Transfer Methods on the uP Platform. In the case of the Remittance Model, recipients must have a Transfer Method assigned to their uP Recipient ID by you, the Enterprise or Marketplace, before a payment can be processed. This can be done via uP API calls.
The uP Payouts solution offers multiple local transfer methods. These methods are categorised by Transfer Method Type. The transfer types are defined as follows:
📄️ Bank
NomuPay delivers funds to bank accounts using real-time enabled financial networks whenever possible.
📄️ E-wallet
The e-wallet transfer type is normally linked to an existing bank account or card, though some e-wallets can also store monetary value independently.
Please see the table below for a quick view of transfer method availability by country. Detailed information for each Transfer Method’s availability by Payout Model and currency can be found below.
| Region | Bank | E-wallet |
|---|---|---|
| Australia | ✅ Available | |
| Cook Islands | • Vodafone (E-Moni) | |
| China | ✅ Available | |
| Europe (SEPA)* | ✅ Available | |
| Fiji | • Digicel MyCash • Vodafone (M-PAiSA) | |
| Hong Kong | Coming soon | • AliPay (in assessment) • WeChat Pay (in assessement) |
| India | ✅ Available | |
| Indonesia | ✅ Available | • Dana • GoPay • LinkAja! • OVO • ShopeePay |
| Malaysia | ✅ Available | Touch ‘n Go |
| New Zealand | ✅ Available | |
| Papua New Guinea | • Digicel MyCash (coming soon) | |
| Philippines | ✅ Available | • GCash • GrabPay • LuLu Money • Maya • PalawanPay • Starpay • TayoCash • USSC |
| Samoa | • Vodafone (M-Tala) | |
| Thailand | ✅ Available | • TrueMoney |
| Tonga | • Digicel MyCash | |
| Turkey | ✅ Available | |
| United Arab Emirates | ✅ Available | |
| United Kingdom | ✅ Available | |
| United States of America | ✅ Available | |
| Vanuatu | • Vodafone (M-Vatu) | |
| Vietnam | ✅ Available | • MOMO • SACOMBANK • VNPAY • VNPT Pay • ZALOPAY |
*Europe includes the following countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Vatican City
NomuPay is constantly assessing the market for the potential to add additional transfer types and methods to our uP Payouts solution offering. If there is a transfer method that is critical to your business plan that is not listed here, please reach contact our solutioning team to further discuss your use case.
Not all Transfer Types or Transfer Methods are available in all the countries where NomuPay operates. Review each method’s documentation for clarity on availability and payout currency.