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Changelog UP API - Payments - Ecommerce API

This page contains a log of all changes made to the Payments - Ecommerce API documentation. It is organized by date, with the most recent changes listed first.

2026-08-05: Account Funding Transaction (AFT) support added

The fundsTransfer field is now available on Mastercard and Maestro payment method requests and responses, enabling Account Funding Transaction (AFT) support.

View detailed changelog for 2026-08-05

2026-08-05: Sub-merchant email removed from card payment contracts

The subMerchant.email field has been removed from card payment request bodies and response schemas. In responses, subMerchant.websiteUrl is now required. Payment facilitators must remove email from requests and update response parsing.

View detailed changelog for 2026-08-05

2026-07-28: 3-D Secure version constraint relaxed for card payments

The paymentMethod.threedsPassThrough.version field for Visa, Mastercard, and Maestro payment methods now accepts any 3-D Secure 2.x.x version string. The previous enum restriction of 2.1.0 / 2.2.0 has been replaced with a pattern validation, making this a non-breaking additive change.

View detailed changelog for 2026-07-28

2026-07-23: QRPh payment method added

A new qr_ph payment method is now available in the Create Payment request, enabling Philippine QR-based payments via the QRPh interoperable QR standard. The payment flow is asynchronous and requires a webhook or polling mechanism.

View detailed changelog for 2026-07-23

2026-07-21: State field length updated in address and sub-merchant schemas

The state field across Card, Klarna, and FundsTransfer billing address and sub-merchant schemas now accepts ISO subdivision codes of 1–3 characters (previously 2). Sub-merchant country field descriptions have been clarified to note that allowed values depend on your processing account configuration.

View detailed changelog for 2026-07-21

Maestro and Mastercard payment methods now support the Transaction Link Identifier (TLID). A new schemeTransactionLinkId field is available in payment request bodies to link merchant-initiated transactions to the original authorization. A new transactionLinkId field is returned in payment responses when the card scheme provides this identifier.

View detailed changelog for 2026-07-17

2026-07-03: Scheme response codes in failed operation responses

The failed transaction status now returns dedicated response schemas with paymentMethod.scheme.responseCode for all operations and their webhook notifications. Succeeded card scheme details are also expanded with the scheme response code. Visa authorizations gain a new responseCodeCategory field.

View detailed changelog for 2026-07-03

2026-06-25: Metadata field added across all payment operations

A new metadata field is now available in all payment operation request bodies (payments, cancels, captures, increments, refunds, and credits), as well as in all corresponding response and webhook payloads. The field accepts up to 50 key-value string pairs for cross-referencing and reconciliation. The merchantAdviceCode field in Mastercard payment method responses is now formally deprecated.

View detailed changelog for 2026-06-25

2026-06-25: Token status added to payment responses

The paymentMethod.token.status field is now included in payment and transaction responses for tokenized Visa, Mastercard, Maestro, and Troy card payments, indicating whether the token is active or suspended.

View detailed changelog for 2026-06-25

2026-06-24: FPX bank code unification

FPX bank codes now use a _business suffix to distinguish B2B codes from retail codes. Six legacy B2B codes have been replaced, and the commercialTransactionType field is deprecated.

View detailed changelog for 2026-06-24

2026-06-16: Scheme response codes in transaction responses

Scheme response codes are now returned in declined transaction responses. Declined webhook payloads have also been updated to include the raw scheme response code.

View detailed changelog for 2026-06-16

2026-06-02: Sub-merchant phone number made optional

The subMerchant.phoneNumber field is no longer required for card-based payment methods (Card, Visa, Mastercard, Maestro). Payment facilitators may now omit the phone number when submitting sub-merchant data in payment requests.

View detailed changelog for 2026-06-02

2026-05-19: Klarna Network distribution support added

Klarna has been re-introduced as a supported payment method with Klarna Network distribution support. A new POST /v1/paymentMethods endpoint is defined for retrieving available payment methods with Klarna-specific display data. New fields klarnaNetworkData and klarnaNetworkSessionToken are available in the Klarna passthrough object.

View detailed changelog for 2026-05-19

2026-05-06: Klarna payment method decommissioned

The klarna enum value has been removed from the paymentMethod.type field and all Klarna-specific schemas have been removed from the API. Integrations using Klarna must migrate to a supported payment method.

View detailed changelog for 2026-05-06

2026-04-27: Remove Masterpass wallet type

The masterpass enum value has been removed from the wallet type field for Card, Maestro, Mastercard, and Visa payment methods. Masterpass is no longer supported. Integrations using masterpass must switch to a supported wallet type.

View detailed changelog for 2026-04-27