DuitNow Online

Features
Method	On the bank/wallet, Async - POST Redirect
Countries	Malaysia
Processing currencies	MYR
Increments	-
Captures	-
Partial/Multiple partial captures	-
Cancels	-
Partial/Multiple partial cancels	-
Refunds	✅
Partial/Multiple partial refunds	✅
Recurring	-
Installments	-
Credits	-
Disputes	-
Min Amount	1.01
Account verification	-

DuitNow Banking/Wallets is a convenient and secure online payment solution that allows real-time debiting of a consumer's internet banking account/wallet and also direct crediting into the merchant's account.

Payment flow

Required constraints

The bank code needs to be specified.

Bank codes

Bank	paymentMethod.duitnow.bank.code
Affin Bank	affin_bank
Alliance Bank	alliance_bank
Agrobank	agrobank
AmBank	ambank
CIMB Bank	cimb_bank
Bank Islam	bank_islam
Bank Rakyat	bank_rakyat
Bank Muamalat	bank_muamalat
Bank Simpanan Nasional	bank_simpanan_nasional
Hong Leong Bank	hong_leong_bank
HSBC Bank	hsbc_bank
Kuwait Finance House	kuwait_finance_house
Maybank	maybank
OCBC Bank	ocbc_bank
Public Bank	public_bank
RHB Bank	rhb_bank
Standard Chartered Bank	standard_chartered_bank
United Overseas Bank	united_overseas_bank

Payment

Request

{
    "processingAccountId": "2HdN2jq6XWmlkhqRC2gDTNYCvNH",
    "merchantReference": "B2A8734D-9450-4915-A63D-FE5C21F09550",
    "amount": {
        "value": 200,
        "currency": "myr"
    },
    "paymentMethod": {
        "type": "duitnow",
        "duitnow": {
            "bank": {
                "code": "affin_bank"
            },
            "returnUrl": "https://merchant.site/complete-payment"
        }
    }
}

Response

{
    "id": "27yiaS3yOsP1oRWKvi7KARKPrYX",
    "merchantReference": "B2A8734D-9450-4915-A63D-FE5C21F09550",
    "status": "pending",
    "trackingUrl": "/v1/tracks/payments/{trackId}",
    "reason": {
        "code": "required_next_step",
        "description": "An additional step is needed to complete the payment."
    },
    "nextStep": {
        "type": "redirect",
        "redirect": {
            "method": "post",
            "url": "https://payment.method.bank/complete",
            "params": [
                {
                    "name": "param1",
                    "value": "value1"
                },
                {
                    "name": "param2",
                    "value": "value2"
                }
            ]
        }
    }
}