Klarna

Features
Method	Async - GET Redirect
Countries	Austria, Belgium, Denmark, France, Germany, Finland, Italy, Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland, United Kingdom
Processing currencies	CHF, DKK, EUR, GBP, NOK, PLN, SEK
Increments	-
Captures	-
Partial/Multiple partial captures	-
Cancels	-
Partial/Multiple partial cancels	-
Refunds	✅
Partial/Multiple partial refunds	✅
Recurring	-
Installments	-
Credits	-
Disputes	-
Min Amount	0.01
Account verification	-

Klarna is a Swedish fintech company that provides online financial services. The company provides payment processing services for the e-commerce industry, managing store claims and customer payments. The company is a "buy now, pay later" service provider.

When a consumer shops online using the Klarna payment method, the merchant sends a payment to the PSP.

The merchant redirects to the Klarna page and allows the customer to complete the purchase.

Payment flow

Payment

Request

{
    "processingAccountId": "2HdN2jq6XWmlkhqRC2gDTNYCvNH",
    "merchantReference": "c5211d6b-0178-49f8-a06b-69df097a712f",
    "amount": {
        "value": 200,
        "currency": "sek"
    },
    "paymentMethod": {
        "type": "klarna",
        "klarna": {
            "returnUrl": "https://merchant.site/complete-payment",
            "consumer": {
                "name": "John Doe"
            },
            "order": {
                "taxAmount": {
                    "value": 3,
                    "currency": "sek"
                },
                "items": [
                    {
                        "name": "red shoes",
                        "amount": {
                            "value": 200,
                            "currency": "sek"
                        },
                        "quantity": 1,
                        "unitAmount": {
                            "value": 200,
                            "currency": "sek"
                        }
                    }
                ]
            }
        }
    }
}

Response

{
    "id": "27yiW9MgzBtwiodreuNOXk0rtIw",
    "merchantReference": "c5211d6b-0178-49f8-a06b-69df097a712f",
    "status": "pending",
    "trackingUrl": "/v1/tracks/payments/{trackId}",
    "reason": {
        "code": "required_next_step",
        "description": "An additional step is needed to complete the payment."
    },
    "nextStep": {
        "type": "redirect",
        "redirect": {
            "method": "get",
            "url": "https://payment.method/complete"
        }
    }
}