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Multibanco

Features
MethodAsync
CountriesPortugal
Processing currenciesEUR
Increments-
Captures-
Partial/Multiple partial captures-
Cancels-
Partial/Multiple partial cancels-
Refunds
Partial/Multiple partial refunds
Recurring-
Installments-
Credits-
Disputes-
Max Amount99,999.99
Min Amount0.01
Account verification-

Multibanco is a popular post-pay payment method in Portugal, allowing customers to pay for online purchases at their convenience using the Multibanco ATM network or online banking.

Payment flow

MULTIBANCO payment flow

Payment

Request

{
"processingAccountId": "2HdN2jq6XWmlkhqRC2gDTNYCvNH",
"merchantReference": "c5211d6b-0178-49f8-a06b-69df097a712f",
"amount": {
"value": 200,
"currency": "eur"
},
"paymentMethod": {
"type": "multibanco",
"multibanco": {
"returnUrl": "https://merchant.site/complete-payment",
"consumer": {
"name": "John Doe"
}
}
}
}

Response

{
"id": "27yiW9MgzBtwiodreuNOXk0rtIw",
"merchantReference": "c5211d6b-0178-49f8-a06b-69df097a712f",
"status": "pending",
"trackingUrl": "/v1/tracks/payments/{trackId}",
"reason": {
"code": "required_next_step",
"description": "An additional step is needed to complete the payment."
},
"nextStep": {
"type": "display_voucher",
"display_voucher": {
"type": "multibanco",
"reference": "679115881",
"entity": "11893"
}
}
}