DuitNow QR

Features
Method	On the app, Async - QR Scan
Countries	Malaysia
Processing currencies	MYR
Increments	-
Captures	-
Partial/Multiple partial captures	-
Cancels	-
Partial/Multiple partial cancels	-
Refunds	✅
Partial/Multiple partial refunds	✅
Recurring	-
Installments	-
Credits	-
Disputes	-
Min Amount	1.01
Account verification	-

DuitNow is an interoperable QR standard that allows Malaysians to make payments and receive funds from any participating bank or wallet with a single QR code.

Payment flow

Required constraints

• Webhooks or polling mechanism mandatory as the payment is completed in a mobile app.

Payments

Request

{
    "processingAccountId": "2HdN2jq6XWmlkhqRC2gDTNYCvNH",
    "merchantReference": "B2A8734D-9450-4915-A63D-FE5C21F09550",
    "amount": {
        "value": 200,
        "currency": "myr"
    },
    "paymentMethod": {
        "type": "duitnow_qr",
        "duitnowQr": {
            "returnUrl": "https://merchant.site/complete-payment"
        }
    }
}

Response

{
    "id": "27yibvPvOoplbHTKivQzZIXv7ok",
    "merchantReference": "B2A8734D-9450-4915-A63D-FE5C21F09550",
    "status": "pending",
    "trackingUrl": "/v1/tracks/payments/{trackId}",
    "reason": {
        "code": "required_next_step",
        "description": "An additional step is needed to complete the payment."
    },
    "nextStep": {
        "type": "redirect",
        "redirect": {
            "method": "post",
            "url": "https://payment.method.bank/complete",
            "params": [
                {
                    "name": "param1",
                    "value": "value1"
                },
                {
                    "name": "param2",
                    "value": "value2"
                }
            ]
        }
    }
}